Disclaimer

Last updated: July 2026

General Information Only

The information, tools, calculators, templates, and articles on Pay & Business are provided for general educational and informational purposes only. They do not constitute professional tax, legal, financial, or business advice.

Calculator & Tool Estimates

All calculations produced by our tools (including salary, VAT, company tax, and registration cost calculators) are estimates based on publicly available SARS rates and general assumptions. Results may differ from actual figures due to individual circumstances, deductions, exemptions, and legislative changes.

• Do not rely solely on our calculators for tax filing or business decisions
• Always verify figures with SARS, your employer, or a registered tax practitioner
• Tax rates are updated periodically but may not reflect the very latest changes

Templates

Business templates provided on this site are basic starting points. They should be reviewed and customised by a qualified legal or HR professional before use.

Funding Information

Funding opportunities listed on our platform are sourced from public information. Eligibility criteria, deadlines, and availability may change. Always verify details directly with the funding provider.

Third-Party Links

Our website may contain links to external websites. We are not responsible for the content, accuracy, or practices of third-party sites.

Limitation of Liability

Pay & Business and its operators shall not be liable for any loss or damage arising from the use of information or tools on this website. Use of this site is at your own risk.

Contact

For questions about this disclaimer, contact us at info@payandbusiness.co.za or via our contact page.